How is this better than what I have now?

How is this better than what I have now?

  • The Marketplace will provide more affordable insurance options to many people who not currently have health insurance -- people who work part-time, are self-employed, or are not able to get insurance through their employer.
  • There are additional consumer protections for individuals insured through the Marketplace.
  • Some people will be eligible for financial assistance through tax credits applied to the insurance premiums -- either paid directly to the insurance company to lower the cost of the monthly premium, or as a tax credit on individual federal tax returns.
  • Some people will also be eligible for cost-sharing subsidies (financial credits toward the cost of co-pays and deductibles).
  • To find out if you may be eligible for premium assistance and/or subsidy, see the Kaiser Family Foundation Subsidy Calculator at kff.org/interactive/subsidy-calculator/ .