Types of Credit – Credit Cards
This site, created by the U.S. Citizens for Fair Credit Card Terms, offers over 1,000 credit card descriptions with ratings. Consumers can use this site to evaluate credit card offers from particular vendors or to compare similar offers (Low Introductory Rate, No Credit, etc.)
Federal Trade Commission – Choosing and Using Credit Cards
The Federal Trade Commission offers information on a variety of consumer credit issues. This web page offers information specific to choosing and using credit cards.
USA.gov – Credit Cards
This government site explains various factors to consider when choosing a credit card. Additionally, it outlines legal rights and protections as a consumer.
AnnualCreditReport.com was created by the three nationwide consumer credit reporting companies, Equifax, Experian, and TransUnion. This site provides a centralized service where consumers are able to request a free credit report from each of the three reporting companies once per year.
Federal Trade Commission
The Federal Trade Commission offers information on a variety of consumer credit issues.
National Consumer League’s Internet Fraud Watch
American’s oldest nonprofit consumer organization, the National Consumer League, gives “consumers the information they need to avoid becoming victims of telemarketing and Internet fraud and to help them get their complaints to law enforcement agencies quickly and easily.” This website provides fraud prevention tips.
Operation Hope – Memphis
Operation Hope offers free education and counseling to consumers in order to help them understand and improve their credit and financial well-being.