Loans and Predatory Lending

Personal Finance Center

Loans and Predatory Lending


FDIC Consumer Assistance Topics: Mortgages
This site from the Federal Deposit Insurance Corporation offers clear information on mortgages and how to shop for the best mortgage option. The information is also available in Spanish. 

Money Management International
Money Management International, a nonprofit community service organization located in Houston, Texas, provides “professional financial guidance, counseling, community-wide educational programs, and debt management assistance.”

U. S. Department of Housing and Urban Development (HUD) – Shopping for a Loan
The U. S. Department of Housing and Urban Development explains the different types of lenders and different types of loans available for obtaining financing to purchase a home. – Mortgages
This web page on discusses mortgages and ways to spot predatory lenders.

Predatory Lending

AARP Scams & Fraud Center
AARP provides information and resources to help seniors recognize, avoid, and report fraud. 

Center for Responsible Lending
The Center for Responsible Lending is a nonprofit advocacy group out of Durham, North Carolina, which provides extensive research on predatory lending, state and federal policy and legislation, and the latest news on efforts to combat predatory lenders. 

Don’t Be a Victim of Loan Fraud
This resource from the U.S. Department of Housing and Urban Development provides a definition of predatory lending, tactics used by predatory lenders, and tips on buying and financing a home. 

HUD Predatory Lending 
Housing and Urban Development presents this list of resources for predatory lending in Tennessee.

Memphis Area Association of Realtors 
Homebuyer resources, including information on predatory lending, is available on this site. Links to resources are provided.

Tennessee Department of Financial Institutions
The Department of Financial Institutions is responsible for the regulation of banks, loan services, and mortgage companies. This site provides a list of registered entities in the state of Tennessee as well as information on where to file a complaint.

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Last review 2/23/2022